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0px;">剛過完年，江蘇省東臺(tái)市蹲門村村民老王的承包田里就闖入了三十多頭撒歡的麋鹿，它們“賴”在老王的承包田里蹭吃蹭喝，三十多畝冬小麥苗在它們的入侵下被啃食得七零八落。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">面對(duì)這群“來意不善”的鄰居，老王并沒有慌張，他尋摸出了此前法官發(fā)放的宣傳手冊(cè)，根據(jù)指引撥通了保險(xiǎn)報(bào)案專線。沒過多久，保險(xiǎn)服務(wù)專員前往現(xiàn)場(chǎng)勘查，第一時(shí)間啟動(dòng)了理賠程序。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">“如果是以前，我肯定會(huì)犯愁，麋鹿是國(guó)家一級(jí)保護(hù)動(dòng)物，打不得也趕不得，但現(xiàn)在不一樣了！有保險(xiǎn)兜底賠償，我們放心多了！”老王說道。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">不久前，老王從東臺(tái)市人民法院黃海濕地環(huán)境資源法庭的普法活動(dòng)中了解到《東臺(tái)市陸生野生動(dòng)物（麋鹿）致害政府救助責(zé)任保險(xiǎn)項(xiàng)目》，對(duì)于麋鹿串門后該怎么做，他心里非常有底。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">生態(tài)向好后的“甜蜜”煩惱</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">這份讓老王心里有底的保險(xiǎn)，緣起于一樁行政補(bǔ)償案件。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">幾年前，因野生動(dòng)物侵食農(nóng)田，農(nóng)戶蔣某家近兩百畝水稻基本絕收，經(jīng)過測(cè)產(chǎn)評(píng)估，損失為36萬余元。后鹽城市大豐區(qū)自然資源和規(guī)劃局參照江蘇省農(nóng)業(yè)保險(xiǎn)大豐地區(qū)現(xiàn)行執(zhí)行標(biāo)準(zhǔn)，給予蔣某補(bǔ)償，共計(jì)10萬余元。蔣某不滿行政補(bǔ)償金額，提起行政訴訟。東臺(tái)法院依法判定蔣某的合理?yè)p失由自然資源和規(guī)劃局按照70%進(jìn)行補(bǔ)償，該案入選濕地生態(tài)保護(hù)典型案例。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">“我們?cè)谧咴L中了解到，很多農(nóng)戶都非常擔(dān)心像麋鹿這樣的野生動(dòng)物侵食莊稼后的處理賠償問題。2024年年初有農(nóng)戶200多畝西藍(lán)花都被麋鹿啃食殆盡，但因農(nóng)戶和相關(guān)部門對(duì)補(bǔ)償標(biāo)準(zhǔn)無法統(tǒng)一，相關(guān)補(bǔ)償工作至今還未完成?！秉S海濕地環(huán)境資源法庭庭長(zhǎng)張俊宏介紹道。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">隨著生態(tài)環(huán)境持續(xù)變好，像這樣因野生動(dòng)物侵食致?lián)p的事情越來越頻繁，帶來了一系列“甜蜜”的煩惱。怎樣既護(hù)一方綠水青山，又從源頭上解決農(nóng)戶后顧之憂？黃海濕地環(huán)境資源法庭的法官思考起如何建立健全可操作的損失補(bǔ)償機(jī)制。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">無獨(dú)有偶，2024年年初，全國(guó)人大代表邵永海在聯(lián)絡(luò)座談會(huì)上提出：“東臺(tái)沿海地區(qū)野生麋鹿繁殖數(shù)量變多，啃食莊稼、毀農(nóng)田等情況也隨之增多。建議法院針對(duì)該項(xiàng)問題延伸司法職能，以法治之力平衡好麋鹿保護(hù)、群眾利益維護(hù)與區(qū)域生態(tài)發(fā)展之間的關(guān)系?！?/p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">因地制宜推動(dòng)建立保險(xiǎn)補(bǔ)償制度</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">共同的關(guān)切指向了同一個(gè)問題：當(dāng)“呦呦鹿鳴，食野之蘋”的美好愿景與“青陽浮處有農(nóng)耕”的田園畫卷產(chǎn)生沖突，人與麋鹿如何“各安其所”？</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">此前，當(dāng)?shù)匾吧鷦?dòng)物主管部門在動(dòng)物危害防控方面已經(jīng)做出了許多嘗試，如全面推行“林長(zhǎng)制”、出臺(tái)《關(guān)于做好麋鹿、鳥類等野生動(dòng)物危害防控措施的通知》等。法院在實(shí)地調(diào)研農(nóng)作物受損狀況時(shí)，建議相關(guān)村鎮(zhèn)采取安裝防護(hù)網(wǎng)、種植驅(qū)趕植物等合法手段進(jìn)行防控。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">然而，隨著時(shí)間推移，麋鹿活動(dòng)范圍逐步擴(kuò)大，僅依靠圍堵式的前端預(yù)防顯然已不夠。麋鹿致害事件發(fā)生后如何妥善處理，農(nóng)民的財(cái)產(chǎn)安全如何保護(hù)、經(jīng)濟(jì)損失又由誰承擔(dān)？</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">帶著對(duì)“怎樣建立健全可操作的補(bǔ)償機(jī)制”的思考，該庭干警走訪了野生動(dòng)物保護(hù)專家、主管部門、受損村莊、農(nóng)戶，并查閱相關(guān)文獻(xiàn)資料和深入學(xué)習(xí)其他地區(qū)的先進(jìn)做法。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">最終，全國(guó)多地都在實(shí)踐的野生動(dòng)物致害救助“政府﹢保險(xiǎn)”機(jī)制讓大家眼前一亮。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">“我們何不因地制宜推動(dòng)建立屬于東臺(tái)自己的麋鹿致害保險(xiǎn)補(bǔ)償制度！”張俊宏說道。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">有了初步想法后，東臺(tái)法院組織座談，除了專家學(xué)者、主管部門、村居工作人員、受損農(nóng)戶代表外，邵永海也受邀參與，對(duì)推動(dòng)建立麋鹿致害保險(xiǎn)補(bǔ)償制度的可行性進(jìn)行商討。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">“我覺得這個(gè)想法很好，有了這份保障，農(nóng)戶就不會(huì)吃‘悶虧’了！”</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">“不僅僅是農(nóng)田、糧食本身，農(nóng)業(yè)生產(chǎn)設(shè)施損壞乃至人身?yè)p害也都應(yīng)該納入到保險(xiǎn)賠償范圍內(nèi)?！?/p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">“有了保險(xiǎn)以后，麋鹿出沒頻繁的地方也還是要建設(shè)防護(hù)網(wǎng)，防止麋鹿誤入農(nóng)田后掉入排水渠等危險(xiǎn)發(fā)生，也算一種雙向保護(hù)?！?/p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">……</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">座談結(jié)束后，東臺(tái)法院整理相關(guān)意見建議，向東臺(tái)市政府相關(guān)部門發(fā)送了一份專題調(diào)研報(bào)告，報(bào)告指出，近年來，東臺(tái)沿海地區(qū)部分村居受麋鹿致害影響的農(nóng)田累計(jì)達(dá)2000余畝，經(jīng)濟(jì)損失嚴(yán)重，并建議相關(guān)部門牽頭建立麋鹿致害保險(xiǎn)補(bǔ)償制度，為受損群眾提供更多元化、更全面的補(bǔ)償方式和財(cái)產(chǎn)保障。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">“麋鹿保險(xiǎn)”落地生花</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">2024年10月30日，東臺(tái)市野生動(dòng)物主管部門與某保險(xiǎn)股份有限公司簽訂了《東臺(tái)市陸生野生動(dòng)物（麋鹿）致害政府救助責(zé)任保險(xiǎn)項(xiàng)目》，明確居民或流動(dòng)人口在承保區(qū)域內(nèi)，遭受麋鹿傷害致人傷亡或財(cái)產(chǎn)損失，無法找到責(zé)任人或責(zé)任人無力賠償，依法律法規(guī)規(guī)定給付一次性傷亡救助金、醫(yī)療費(fèi)用及財(cái)產(chǎn)補(bǔ)償金。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">由于現(xiàn)實(shí)中麋鹿致農(nóng)作物損害情況占比較大，保險(xiǎn)項(xiàng)目中還進(jìn)一步明晰了不同種植作物種類、不同生長(zhǎng)期對(duì)應(yīng)的賠付標(biāo)準(zhǔn)，讓申請(qǐng)理賠的農(nóng)民一目了然、一看即懂。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">保險(xiǎn)合同生效后，東臺(tái)法院組織干警向轄區(qū)村鎮(zhèn)村民發(fā)放保險(xiǎn)理賠手冊(cè)、宣傳單等資料，詳細(xì)講解保險(xiǎn)范圍及賠償標(biāo)準(zhǔn)，以及如何固定受損證據(jù)等實(shí)用知識(shí)，全面提高村民們對(duì)這份“麋鹿保險(xiǎn)”的認(rèn)知程度。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">“麋鹿致害保險(xiǎn)制度的落實(shí)，在保護(hù)野生動(dòng)物和保護(hù)農(nóng)民利益之間找到了一個(gè)平衡點(diǎn)，這是法院以司法力量推動(dòng)建設(shè)人與自然和諧共生的現(xiàn)代化的生動(dòng)實(shí)踐。”邵永海評(píng)價(jià)道。</p><p style="text-indent: 2em; text-align: left; margin-bottom: 0px;">目前，保險(xiǎn)公司已受理3起相關(guān)理賠案件。在法院推動(dòng)下，代表建議真正轉(zhuǎn)化為實(shí)實(shí)在在的惠民舉措，“政府部門投保、保險(xiǎn)公司理賠、受災(zāi)群眾獲益”的政策在這片麋鹿南遷覓得的新樂土上落地生花。（趙璠王曉婷曹蓉蓉）</p><p style="text-indent: 2em; margin-bottom: 0px;"><br style="text-indent: 2em; text-align: left;"/></p> </div> <p class="text-name">編輯：孫天驕</p>  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